Advantages of debt review

Did you know there are many advantages of debt review? Today we going to look at the many advantages of debt review, currently there are many bad perceptions about debt review. Smart Debt Advisors is going to help clear any doubt you may have on the debt review...

Different types of credit agreements

It is important to understand the different types of credit agreements. Credit agreements are categorised into the following : Small Agreements Intermediate Agreements Large Agreements Small Agreements Generally agreements below R15 000 . These are your pay day loans...

Stay away from pay day loans

A pay day loan is normally borrowed before pay day and is expected to be paid on your pay day including interest and costs. So, say you borrow R500 for 26 days you will end up paying R679.00 on your pay day. Sounds like a good way of borrowing money for an unexpected...

[Breaking New] S&P downgrades SA to junk status

S&P announced on Friday (24/11/2017) at 23:00 that it has downgraded South Africa’s long-term local currency rating to BB+ and South Africa’s long-term foreign currency to BB. The BB+ ratings means that South Africa is one step closer to becoming junk...

Repo Rate Unchanged

Governor Lesetja Kganyago of the South African reserve bank has announced that the repo rate will remain at 6.75% . This means that the repo rate has remained unchanged. This further means that the prime lending rate will remain at 10,25%. Kganyago mentioned a few...

Where to get the best 2017 black friday deals

Black Friday is fast approaching on the 24th November 2017 and the shopping frenzy will kick in very soon. Before we give you a list of places that is offering black Friday deals, we suggest to save as much money as possible and avoid spending on things you want vs...

Need help with your accounts…check out this video

Finding it difficult to manage your accounts, can get a loan be cause your are over committed, sleepless nights, no funds to buy basic necessities . You may want to consider debt review as an option. Watch the video and get in touch with a service consultant by going...

Download the NCA Act

National Credit ACT To promote a fair and non-discriminatory marketplace for access to consumer credit and for that purpose to provide for the general regulation of consumer credit and improved standards of consumer information. Need more information about a topic you...