Ways to improve credit score

Ways to improve credit score There are various ways to improve your credit score. There is no quick fix to improve your credit score overnight. Today there are many scamsters out there, they will promise to instantly fix your credit report, be wary of such promises....

Last minute Christmas gift ideas

Last minute Christmas gift ideas We have some fantastic ideas for last minute Christmas gifts. We are all about saving money. There is no need to go out and buy expensive gifts.   Make a meaningful gift, this will leave an image in the receiver’s mind that they will...

Why you should not spend your bonus during Christmas 2017

Why you should not spend your bonus during Christmas 2017   So, it’s that time of the year again and you have by now received your bonus or 13th check (That’s if your company offers one). We know that you want to spend all that money. STOP RIGHT THERE! Here is why we...

Don’t over spend this Christmas

Don’t over spend this Christmas There is a lot of pressure to spend money during Christmas and the consumer will end up spending a lot more money during the Christmas period. At Smart Debt Advisors we advise consumers the best way to prepare for the Christmas is to...

Advantages of debt review

Did you know there are many advantages of debt review? Today we going to look at the many advantages of debt review, currently there are many bad perceptions about debt review. Smart Debt Advisors is going to help clear any doubt you may have on the debt review...

Different types of credit agreements

It is important to understand the different types of credit agreements. Credit agreements are categorised into the following : Small Agreements Intermediate Agreements Large Agreements Small Agreements Generally agreements below R15 000 . These are your pay day loans...